San Francisco Auto Accident Lawyers Helping Victims of Uninsured and Under-insured Drivers
The State of California requires drivers to carry only minimal auto insurance coverage for bodily injury in the amount of $15,000 per person and $30,000 for all persons injured in one accident. In any serious accident, this is woefully inadequate to pay for medical costs, lost wages and pain and suffering. Worse yet, an Insurance Research Council report estimates that as many as one in six California drivers carries no auto liability insurance at all.
If you were involved in an auto accident with an uninsured or under-insured driver, you need an experienced lawyer familiar with the special procedures that govern these unique claims and the procedures outlined in Insurance Code section 11580.2, of California's uninsured motorist statute.
Get answers and peace of mind. Talk with an auto accident attorney at the San Francisco law office of Walkup, Melodia, Kelly & Schoenberger. For more than 50 years, our lawyers have been helping injured people and their families in cases against their own insurers under the California Uninsured Motorist procedures. We represent you so that you are not left uncompensated.
We invite you to review the results we've achieved for past clients who have been hurt in automobile accidents. Then, contact our office to schedule a FREE CONSULTATION.
Let Us Review Your Policies for You
Even though a wrongdoer may be uninsured or under-insured, when you bought your own car insurance, you most likely purchased Uninsured Motorist Coverage. The state minimum for uninsured motorist coverage is $30,000 per personal injury in any one accident and $60,000 for all persons involved in any one accident.
If you purchased Uninsured Motorist Coverage, your policy must also include Under-insured Motorist Coverage.
Many people are unaware that their policy includes uninsured or under-insured coverage. We will review your policy for you at no cost to you, and advise you if you can seek compensation from your own insurance company.
Recovering Benefits from Your Own Insurer
Unfortunately, even if you purchased uninsured or underinsured motorist coverage, that does not mean you will voluntarily receive full, fair and prompt payment from your carrier. Every insurance company seeks to pay out as little as possible — even your own insurer. You must prove your case, both by establishing that the other driver was at fault and by establishing the extent of your injuries and damages.
The uninsured motorist and underinsured motorist attorneys at Walkup, Melodia, Kelly & Schoenberger have helped thousands of families achieve financial recovery after serious auto accidents. We can help you.
EXAMPLES OF OUR SUCCESS IN AUTOMOBILE ACCIDENT CASES
Whiplash in a Rear-End Collision - $400,000 Settlement
Our automobile accident attorneys brought suit on behalf of a 70-year-old woman who suffered neck injuries in a low-speed rear-end. Our client had a history of neck and back problems prior to the accident. After the accident she had to undergo a three-level cervical fusion. The driver of the car that hit her settled for his policy limits of $100,000. Walkup lawyers then pursued a claim against the client's own insurance carrier under the under-insured motorist provision of her policy. The insurer argued that our client's need for the neck surgery was caused by her pre-existing degenerative spine disease and was unrelated to the accident. The insurer ultimately agreed to pay an additional $300,000 after we presented an analysis of the medical evidence demonstrating that the accident was a substantial factor in causing the client's need for surgery.
Contact our San Francisco personal injury law firm for a FREE CONSULTATION to discuss your auto accident injury claim.
